Here are the 2026 Medicare Savings limits for Connecticut, with the asset rules and application steps that apply there. The standard Part B premium is $202.90 a month in 2026, or $2,434.80 a year, so a Medicare Savings Program can free up real money on a fixed income.
Updated October 18, 2026. The details for Connecticut come from the official and legal aid sources listed at the bottom of this page. Confirm with your state Medicaid office before you apply.
| Program | Individual | Couple | Covers |
|---|---|---|---|
| QMB | $2,752/mo | $3,719/mo | Part B premium, deductibles & copays + auto Extra Help |
| SLMB | $3,013/mo | $4,072/mo | Part B premium + auto Extra Help |
| ALMB (QI) | $3,209/mo | $4,336/mo | Part B premium + auto Extra Help |
Connecticut sets its limits far above the federal floor, and it drops the asset test. The dollar figures in the table come from NCOA's 2026 chart. The state's Department of Social Services (DSS) says on its pages that the limits change each year and points to its program standards chart for the current numbers.
Connecticut calls the top tier ALMB, short for Additional Low-Income Medicare Beneficiary. You need Medicare Part A to qualify, and you cannot receive HUSKY (Medicaid) at the same time as ALMB. ALMB pays the Part B premium, subject to available funding.
SLMB and ALMB enrollees are automatically enrolled in the Part D Low-Income Subsidy, also called Extra Help. That can cover the benchmark plan premium and part of other drug costs, and it lets you change Part D or Medicare Advantage plans outside open enrollment.
All three Medicare Savings Programs pay your Medicare Part B premium — currently one of the biggest fixed costs for anyone on a limited income. But they're not identical:
You qualify for whichever tier matches your income — you don't choose between them, and Medicaid determines the right one automatically based on what you report on your application.
Connecticut has no asset limit for Medicare Savings Programs. Cash, bank accounts, stocks and property do not count against you. Income is the test.
MSP denials are appealable in every state — a common reason for denial is a paperwork gap (missing income verification, an asset statement not submitted) rather than a genuine eligibility mismatch. Most states give you a window of at least 30–90 days to request a fair hearing. If your income is only slightly over the limit, ask specifically about income disregards — several categories of income (like certain wage income or in-kind support) may not count the way you'd expect.
If you qualify for an MSP, it's worth checking these at the same time, since eligibility criteria often overlap:
Connecticut's published pages do not say how far back coverage reaches, so ask when your first covered month will be. Under federal rules, QMB starts the month after approval, while SLMB and ALMB can reimburse up to three months of Part B premiums already paid. ALMB depends on available funding. If you are within a few months of turning 65 or newly enrolling in Medicare, apply for a Medicare Savings Program at the same time.
Does my Social Security count as income for this?
Yes — Social Security benefits count toward the income limit, though some states exclude a portion of earned income if you're still working part-time.
Can I qualify for Medicare and Medicaid at the same time?
Yes — MSP recipients are sometimes referred to as "dual eligible," and having both isn't unusual. Full Medicaid eligibility (beyond just MSP) depends on separate, typically lower income limits.
Will my MSP status change my Medicare coverage itself?
No — MSPs don't change what Medicare covers medically. They only affect who pays the premiums and cost-sharing amounts you'd otherwise owe out of pocket.
What is ALMB in Connecticut?
ALMB is Connecticut's name for the Qualifying Individual tier. It pays the Part B premium, requires Medicare Part A, and cannot be combined with HUSKY.
Does Connecticut have an asset limit for Medicare Savings?
No. DSS states that Connecticut does not have an asset limit for Medicare Savings Programs.
Which form do I mail in Connecticut?
Use W-1QMB if you only want Medicare Savings, or W-1E if you want to apply for other DSS programs at the same time. Mail it to PO Box 1320, Manchester, CT 06045.
Online: connect.ct.gov (Apply for Benefits)
Mail: DSS ConneCT Scanning Center, PO Box 1320, Manchester, CT 06045
Forms: W-1QMB (MSP only), W-1E (MSP and other programs)
In person: any local DSS office
Do I need to reapply every year?
Most states require an annual redetermination to confirm your income and (where applicable) assets still qualify — your state Medicaid agency will typically mail a renewal notice before your coverage would lapse. Losing MSP coverage because a renewal notice went to an old address is common and avoidable, so keep your contact information current with Medicaid.
What if my income changes partway through the year?
Report it. An increase that pushes you over the limit doesn't always mean immediate loss of coverage — some states have income disregards or grace periods — but not reporting a change can create a repayment obligation later. It's better to report and find out you still qualify than to stay quiet and risk a clawback.