Terms of Use

Last updated: March 2026

1. Acceptance of Terms

By accessing or using SavedNest ("the Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.

2. Not Professional Advice

SavedNest provides general educational information about Medicare, Social Security, retirement taxes, RMDs, and senior benefits. All content, tools, calculators, and guides are for informational purposes only.

SavedNest is not a financial advisor, tax professional, insurance agent, or attorney. Nothing on SavedNest should be construed as professional financial, legal, tax, or insurance advice. All retirement and financial decisions involve individual circumstances. You should consult a qualified professional before making any decisions based on information from this site.

3. Accuracy and Timeliness

We work hard to keep our content accurate and up to date. However, Medicare rules, Social Security regulations, tax laws, and benefit programs change frequently. We cannot guarantee that all information on the site is current or free of errors at all times.

Government benefit programs, premiums, and thresholds are updated annually. Always verify important figures directly with official government sources (SSA.gov, Medicare.gov, IRS.gov).

4. Tool Estimates Are Estimates

Our free tools — Medicare Savings Estimator, Social Security Benefit Estimator, RMD Calculator, Retirement Tax Estimator, and Benefits Eligibility Checker — provide estimates based on the information you enter. These are approximations for planning purposes only and may not reflect your exact eligibility, benefit amount, or tax liability. Actual results will depend on your complete financial picture and current program rules.

5. Third-Party Links and Affiliate Relationships

SavedNest contains links to third-party websites and services, including affiliate partner links. When you click affiliate links and make a purchase or appointment, SavedNest may earn a commission. Affiliate relationships do not affect our editorial independence — we only recommend resources we believe are genuinely useful to seniors.

SavedNest is not responsible for the content, accuracy, or privacy practices of linked third-party sites.

6. Not Affiliated with Government Agencies

SavedNest is an independent educational website. We are not affiliated with, endorsed by, or associated with the Social Security Administration (SSA), Centers for Medicare & Medicaid Services (CMS), Department of Health and Human Services (HHS), Internal Revenue Service (IRS), Department of Housing and Urban Development (HUD), or any other government agency.

7. Intellectual Property

All content on SavedNest — including text, tools, graphics, and design — is owned by SavedNest or its licensors. You may not reproduce, distribute, or create derivative works from our content without written permission, except for personal, non-commercial use.

8. Limitation of Liability

SavedNest and its operators are not liable for any financial loss, errors, or damages resulting from your use of, or reliance on, content or tools provided on this site. Use SavedNest as one educational resource among many — not as your sole basis for financial decisions.

9. Changes to These Terms

We may update these Terms of Use from time to time. Continued use of the site after changes constitutes acceptance of the updated terms.

10. Contact

Questions about these terms? Email us at legal@savednest.com or use our Contact page.