$202.90
2026 Part B Monthly Premium
$283
Part B Annual Deductible
$2,000
Part D Out-of-Pocket Cap
67M+
Americans on Medicare

2026 Medicare changes are in effect. Part B premiums, deductibles, and the new Part D out-of-pocket cap all changed. Use our free Savings Estimator to see exactly what you'll pay.

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Costs

2026 Medicare Part B Premiums & Deductibles

The standard Part B premium rose again in 2026. Here's what you'll pay, how IRMAA affects high earners, and when premiums could drop.

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Part D

The New $2,000 Part D Out-of-Pocket Cap Explained

Starting in 2026, Medicare caps your drug spending at $2,000 per year. Here's what that means for your pharmacy bills and which drugs qualify.

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Plans

Medicare Advantage vs. Original Medicare: Which Is Right for You?

Lower premiums or more flexibility? This side-by-side breakdown helps you decide based on your doctors, prescriptions, and budget.

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Explore Medicare Savings Programs

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MSP

Medicare Savings Programs — Do You Qualify?

Four programs can eliminate or reduce your Part B premium, deductible, and cost-sharing if your income qualifies.

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Extra Help

Extra Help: Cut Your Drug Costs to Near Zero

The Low-Income Subsidy program can reduce your Part D premium and copays dramatically. About 3 million eligible people never apply.

See if you qualify
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Enrollment

Medicare Open Enrollment 2026 — Key Dates & Deadlines

Annual enrollment runs October 15 – December 7. Here's what you can change, when to act, and what happens if you miss the window.

See enrollment guide
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