2026 Medicare Part B Premiums & Deductibles
The standard Part B premium rose again in 2026. Here's what you'll pay, how IRMAA affects high earners, and when premiums could drop.
Read guidePart A, B, C, and D explained clearly. Find out what you're paying, what you could save, and how to choose the right plan for your situation.
2026 Medicare changes are in effect. Part B premiums, deductibles, and the new Part D out-of-pocket cap all changed. Use our free Savings Estimator to see exactly what you'll pay.
Enter your income and filing status to see your exact Part B premium, any IRMAA surcharge, and which Medicare Savings Programs you may qualify for. Takes 2 minutes.
Estimate My Medicare Costs
The standard Part B premium rose again in 2026. Here's what you'll pay, how IRMAA affects high earners, and when premiums could drop.
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Starting in 2026, Medicare caps your drug spending at $2,000 per year. Here's what that means for your pharmacy bills and which drugs qualify.
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Lower premiums or more flexibility? This side-by-side breakdown helps you decide based on your doctors, prescriptions, and budget.
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Four programs can eliminate or reduce your Part B premium, deductible, and cost-sharing if your income qualifies.
Check eligibility
The Low-Income Subsidy program can reduce your Part D premium and copays dramatically. About 3 million eligible people never apply.
See if you qualify
Annual enrollment runs October 15 – December 7. Here's what you can change, when to act, and what happens if you miss the window.
See enrollment guide