Here are the 2026 Medicare Savings limits for Georgia, with the asset rules and application steps that apply there. The standard Part B premium is $202.90 a month in 2026, or $2,434.80 a year, so a Medicare Savings Program can free up real money on a fixed income.
Updated October 18, 2026. The details for Georgia come from the official and legal aid sources listed at the bottom of this page. Confirm with your state Medicaid office before you apply.
| Program | Individual | Couple | Covers |
|---|---|---|---|
| QMB | $1,350/mo | $1,824/mo | Part B premium, deductibles & copays + auto Extra Help |
| SLMB | $1,616/mo | $2,184/mo | Part B premium + auto Extra Help |
| QI | $1,816/mo | $2,455/mo | Part B premium + auto Extra Help |
Georgia's Department of Community Health publishes a Medicare Savings FAQ, and it lists a limit of $7,390 in liquid assets for one person and $11,090 for a married couple. Those numbers are lower than the federal limit of $9,950 and $14,910 that NCOA lists for Georgia in 2026, and the FAQ carries no date. We think the FAQ is out of date, but we show both so you can ask the state which one it applies.
The same FAQ says your home, a car, certain burial accounts and small life insurance policies are not counted. It puts QDWI limits at $4,000 for one person and $6,000 for a couple.
Georgia has an unusual shortcut. An application for the Low Income Subsidy (Extra Help) also counts as a Medicare Savings application. You can apply by calling or visiting your county DFCS office to get form 700, or online through Gateway.
All three Medicare Savings Programs pay your Medicare Part B premium — currently one of the biggest fixed costs for anyone on a limited income. But they're not identical:
You qualify for whichever tier matches your income — you don't choose between them, and Medicaid determines the right one automatically based on what you report on your application.
Georgia's FAQ lists liquid asset limits of $7,390 for an individual and $11,090 for a couple, while NCOA lists the federal $9,950 and $14,910. Your home, a car, certain burial accounts and small life insurance policies are not counted. Ask which limit applies before you decide you are over.
MSP denials are appealable in every state — a common reason for denial is a paperwork gap (missing income verification, an asset statement not submitted) rather than a genuine eligibility mismatch. Most states give you a window of at least 30–90 days to request a fair hearing. If your income is only slightly over the limit, ask specifically about income disregards — several categories of income (like certain wage income or in-kind support) may not count the way you'd expect.
If you qualify for an MSP, it's worth checking these at the same time, since eligibility criteria often overlap:
Georgia's FAQ does not say how far back coverage reaches, so ask when your first covered month will be. Under federal rules, QMB starts the month after approval, while SLMB and QI can reimburse up to three months of Part B premiums already paid. If you are within a few months of turning 65 or newly enrolling in Medicare, apply for a Medicare Savings Program at the same time.
Does my Social Security count as income for this?
Yes — Social Security benefits count toward the income limit, though some states exclude a portion of earned income if you're still working part-time.
Can I qualify for Medicare and Medicaid at the same time?
Yes — MSP recipients are sometimes referred to as "dual eligible," and having both isn't unusual. Full Medicaid eligibility (beyond just MSP) depends on separate, typically lower income limits.
Will my MSP status change my Medicare coverage itself?
No — MSPs don't change what Medicare covers medically. They only affect who pays the premiums and cost-sharing amounts you'd otherwise owe out of pocket.
Does an Extra Help application also count in Georgia?
Yes. Georgia's FAQ says an application for the Low Income Subsidy counts as a Medicare Savings application.
What is Georgia's asset limit for Medicare Savings?
The state FAQ lists $7,390 for one person and $11,090 for a couple, but it is undated. NCOA lists the federal $9,950 and $14,910. Ask DFCS which applies.
Which form do I use in Georgia?
Ask your county DFCS office for form 700, or apply online at gateway.ga.gov.
Online: gateway.ga.gov
Phone: 877-423-4746
In person: your county DFCS office (ask for form 700)
Do I need to reapply every year?
Most states require an annual redetermination to confirm your income and (where applicable) assets still qualify — your state Medicaid agency will typically mail a renewal notice before your coverage would lapse. Losing MSP coverage because a renewal notice went to an old address is common and avoidable, so keep your contact information current with Medicaid.
What if my income changes partway through the year?
Report it. An increase that pushes you over the limit doesn't always mean immediate loss of coverage — some states have income disregards or grace periods — but not reporting a change can create a repayment obligation later. It's better to report and find out you still qualify than to stay quiet and risk a clawback.