Here are the 2026 Medicare Savings limits for Utah, with the asset rules and application steps that apply there. The standard Part B premium is $202.90 a month in 2026, or $2,434.80 a year, so a Medicare Savings Program can free up real money on a fixed income.
Updated October 18, 2026. The details for Utah come from the official and legal aid sources listed at the bottom of this page. Confirm with your state Medicaid office before you apply.
| Program | Individual | Couple | Covers |
|---|---|---|---|
| QMB | $1,350/mo | $1,824/mo | Part B premium, deductibles & copays + auto Extra Help |
| SLMB | $1,616/mo | $2,184/mo | Part B premium + auto Extra Help |
| QI | $1,816/mo | $2,455/mo | Part B premium + auto Extra Help |
Utah follows the federal income and asset limits in NCOA's 2026 chart. Utah Medicaid's Medicare Assistance brochure is out of date. Its form number, 05-985-0321, suggests a 2021 revision, and it shows a QMB limit of $1,074 for one person and an asset limit of $7,970. Those were the right numbers years ago and are much lower now.
The brochure does give useful contacts. Medicare enrollment itself is handled by your local Social Security office, and the Medicaid Hotline at 1-800-662-9651 can answer questions about cost sharing programs. Utah's Department of Workforce Services handles applications, and the brochure lists its Salt Lake County line at (801) 526-0950 and a toll free line at 1-866-435-7414.
If you are about to turn 65, apply for Medicare on time because Social Security adds premium penalties for delays, and then apply for Medicare Savings so that it can help with your Part B premium.
All three Medicare Savings Programs pay your Medicare Part B premium — currently one of the biggest fixed costs for anyone on a limited income. But they're not identical:
You qualify for whichever tier matches your income — you don't choose between them, and Medicaid determines the right one automatically based on what you report on your application.
Utah uses the federal limit: $9,950 for an individual or $14,910 for a couple in 2026. Do not rely on the older $7,970 figure in the brochure. Ask what is excluded before you assume you are over.
MSP denials are appealable in every state — a common reason for denial is a paperwork gap (missing income verification, an asset statement not submitted) rather than a genuine eligibility mismatch. Most states give you a window of at least 30–90 days to request a fair hearing. If your income is only slightly over the limit, ask specifically about income disregards — several categories of income (like certain wage income or in-kind support) may not count the way you'd expect.
If you qualify for an MSP, it's worth checking these at the same time, since eligibility criteria often overlap:
This state's published pages do not say how far back coverage reaches, so ask when your first covered month will be. Under federal rules, QMB starts the month after approval, while SLMB and QI can reimburse up to three months of Part B premiums already paid. If you are within a few months of turning 65 or newly enrolling in Medicare, apply for a Medicare Savings Program at the same time.
Does my Social Security count as income for this?
Yes — Social Security benefits count toward the income limit, though some states exclude a portion of earned income if you're still working part-time.
Can I qualify for Medicare and Medicaid at the same time?
Yes — MSP recipients are sometimes referred to as "dual eligible," and having both isn't unusual. Full Medicaid eligibility (beyond just MSP) depends on separate, typically lower income limits.
Will my MSP status change my Medicare coverage itself?
No — MSPs don't change what Medicare covers medically. They only affect who pays the premiums and cost-sharing amounts you'd otherwise owe out of pocket.
Why do some Utah pages show lower limits?
Utah's Medicare Assistance brochure appears to date from about 2021 and lists $1,074 for QMB and a $7,970 asset limit. Current federal figures are higher.
Who takes Medicare Savings applications in Utah?
The Department of Workforce Services. The Medicaid Hotline is 1-800-662-9651.
Should I apply for Medicare on time in Utah?
Yes. Social Security applies premium penalties if you delay enrolling in Medicare.
Department of Workforce Services: (801) 526-0950 (Salt Lake County), 1-866-435-7414 (toll free)
Medicaid Hotline: 1-800-662-9651
Website: medicaid.utah.gov
Numbers are from an undated brochure. Confirm before you call.
Do I need to reapply every year?
Most states require an annual redetermination to confirm your income and (where applicable) assets still qualify — your state Medicaid agency will typically mail a renewal notice before your coverage would lapse. Losing MSP coverage because a renewal notice went to an old address is common and avoidable, so keep your contact information current with Medicaid.
What if my income changes partway through the year?
Report it. An increase that pushes you over the limit doesn't always mean immediate loss of coverage — some states have income disregards or grace periods — but not reporting a change can create a repayment obligation later. It's better to report and find out you still qualify than to stay quiet and risk a clawback.