Medicare Savings Estimator

Answer three quick questions to see whether you likely qualify for a Medicare Savings Program — the kind that pays your Part B premium and can lower what you spend on prescriptions.

Nothing you enter is saved or shared Takes about 2 minutes Based on 2026 federal guidelines

Step 1 of 1

Tell us about your household

Marital status

Single

Married, living with spouse

Your state

A few states set higher income limits than the federal baseline — we'll adjust for those automatically.

Total monthly household income

Include Social Security, pensions, wages, and other regular income before deductions.

Countable savings & resources

Bank accounts, stocks, bonds. Not your home, one car, or personal belongings.

This runs entirely in your browser. We don't collect, store, or transmit anything you type here.

Your next steps

Check other benefits

Image placeholder — senior couple reviewing Medicare paperwork (1200×675)

This estimator uses published 2026 federal poverty guidelines and is for informational purposes only. It is not an official eligibility determination and is not affiliated with Medicare.gov, Medicaid, SSA, or CMS. Actual eligibility is determined by your state Medicaid office. State-specific rules, disregards, and asset tests can change; always confirm with your state before making decisions.