2026 COLA: 2.8% — official SSA figure Free Newsletter

COLA Impact Checker

The 2026 COLA raised benefits 2.8% — but the Medicare Part B premium jumped almost 10%. See what you actually keep after both changes land.

Nothing you enter is saved or shared Takes about 1 minute Official 2026 SSA & CMS figures
Step 1 of 1

Tell us about your benefit

Check your December 2025 deposit or your COLA notice from SSA.

Is your Part B premium deducted from your Social Security check?

Found on your Medicare premium notice. 2026 IRMAA tiers run from $284.10 to $689.90/month.

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What this means for your budget

Check Medicare Savings Programs
This estimator uses the official 2.8% 2026 Social Security COLA and the official 2026 Medicare Part B standard premium ($202.90, up from $185.00). It does not account for Part D premiums, Medicare Advantage costs, tax withholding, or other deductions from your benefit check. It is for informational purposes only and is not affiliated with SSA or CMS. Confirm your exact 2026 benefit amount using your COLA notice at ssa.gov/myaccount.